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ADVISORY: POTENTIAL FRAUD. Some people are impersonating Maruti Suzuki Insurance Broking, offering Discounts in Premium & seeking payments in FRAUDULENT bank A/C shown as Maruti Suzuki Insurance Broking A/C. They are also sending FAKE policy PDF. Please note : Maruti Suzuki Insurance Broking DOES NOT ask customers to transfer premium in any bank account. Please pay online at Or contact any Maruti Suzuki Authorized Dealer.
  • Cash-less Settlement
  • Fair Claim Settlement
  • Quality Repairs
  • No Hidden Charges
  • One-Stop Solutions
  • Towing Facility
  • Dedicated Support
  • Quick Renewal

Why Maruti Suzuki Insurance Broking

Maruti Suzuki Insurance Broking brings unique service approach for all the Insurance Policies sourced by it. You can choose to buy the Motor Insurance Policy from most of the leading Insurance cos. which includes all four PSU insurers and most of the major Private companies.


Our unique service approach has helped us give our customers the most user-friendly motor insurance experience.
Here are some of the benefits that set us apart.

Near Cash-less Accident Repairs Pan-India

You can avail Cash-less accident repairs across India, at Maruti Suzuki’s extensive network of dealers and service stations. You do not have to pay for the whole cost of repairs. You are charged only for the compulsory excess and applicable depreciation as per motor tariff. All other repairs and replacement costs are payable under the policy.

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Chash Less

Maruti Suzuki Insurance Broking Policy

  • All claims irrespective of quantum are Cashless*
  • Repairs are done as per standards defined by Maruti Suzuki
  • Repairs done at the vast network of Maruti Suzuki workshops: Maruti Suzuki Insurance Broking promised Claim Settlement Standards followed
  • All policies are Cashless* with most customer friendly Terms & Conditions
  • Other Policies

  • Cashless dependent on arrangement between dealership and the respective Insurance Company
  • Repair standards defined by manufacturer may not be guaranteed
  • Claim settlement standards may not be what is offered by Maruti Suzuki Insurance Broking
  • Not all policies offered outside are Cashless / Cashless comes with lot of Terms, Conditions and Limitations
    Fair and Transparent Claim Settlement

    All Electrical / Metal Parts are treated in their respective categories as “Electrical / Metal” and NOT as Plastic. The depreciation on Electrical / Metal parts ranges from 0% to 50% depending upon vehicle age (50% on 10+ year old vehicle) as per Indian Motor Tariff.

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    Fair and Transparent Claim Settlement

    Maruti Suzuki Insurance Broking Policy

  • We consider All Electrical and Metal parts in their respective “Electrical / Metal” categories. Hence, there are no flat 50% depreciation charges. Depreciation on electrical / metal parts ranges from 0% to 50% depending on age of vehicle (50% depreciation only for vehicles over 10 years old)
  • We have a customer-oriented settlement process that ensures the focus stays on giving you the most comprehensive breakdown of costs and settlement details
  • Surveys are completed within a maximum of 24 hours of claim initiation
  • Other Policies

  • Electrical and Metal parts are often Considered in “Plastic” category; Flat 50% depreciation is charged from you
  • Taking the example of frontal damage on a 1.5 years old Alto, where the Radiator, AC Compressor and Condenser have to be replaced.
    • Cost of Parts (Approx.) :Rs 20,000
    • Depreciation in some policies @ 50% :Rs 10,000
    • Depreciation in MIBPL @ 10% :Rs 2000
    • CUSTOMER LOSS with other policies :Rs 8000
  • Parts considered as Electrical / Metal by Maruti Suzuki Insurance Broking

    • Radiator
    • |
    • Condenser
    • |
    • AC Compressor
    • |
    • Electronic Control Module (ECM)
    • |
    • All Oxygen Sensors
    • All Oxygen Sensors Air Intake Temperature Sensor
    • |
    • Manifold Absolute Pressure (MAP) Sensor
    • Crank Position (CPM) Sensor Vehicle Speed Sensor (VSS)
    • |
    • Coolant Temperature Sensor
    • Throttle Position (TP) Sensor
    • |
    • All Fuel Injectors All Actuators
    • Electronic Speedometer
    • |
    • Wire Harness
    • |
    • Alternator

    Depreciation Table for Maruti Suzuki Insurance Broking

    Vehicle Age Metal Depreciation %
    Less than 6 months Nil
    6 months - 1 yr 5%
    1 yr - 2 yrs 10%
    2 yrs – 3 yrs 15%
    3 yrs – 4 yrs 25%
    4 yrs – 5 yrs 35%
    5 yrs – 10 yrs 40%
    More than 10 yrs 50%
    Quality Repairs at Authorised Dealer Workshops

    Your car is repaired in authorised Maruti Suzuki service centres, which are state-of-the-art facilities manned by trained and experienced technicians, ensuring you get the best service. Only Maruti Genuine Parts are used, ensuring your car’s safety is not compromised in any way.

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    Gate Wall Car Wheel Stamp Check

    Maruti Suzuki Insurance Broking Policy

  • All our repairs are done in authorised Maruti Suzuki Dealerships and Service Stations
  • The repairs are done by Maruti Trained and Authorised Technicians and Mechanics
  • All repairs are done using Maruti Genuine Parts and Maruti Genuine Accessories
  • Our technicians adhere to the Strict Standards laid down for repair by Maruti Suzuki
  • There are No Compromises on the Quality or Safety aspects of your vehicle
  • Other Policies

  • Repairs may be done in Unauthorised service stations by Untrained Mechanics
  • Focus on keeping Costs Low, thereby Compromising the Quality and Safety of your vehicle
  • Often push for repair of damages, when actually replacement of parts is mandated
  • Other garages may not use genuine parts, affecting your vehicle’s safety
    No Hidden Charges

    Maruti Suzuki Insurance Broking policies offer ZERO deduction for SALVAGE and No Filing / Processing Related Charges. Other policies may make significant deductions for salvage and may have file charges and various other charges such as inspection fee, etc.

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    Maruti Suzuki Insurance Broking Policy

  • We offer ZERO deduction on account of SALVAGE leading to considerable Savings
  • We also have No Filing or Processing Charges, meaning you don’t loss any money
  • Other Policies

  • Make significant deductions for salvage that makes you Pay More at the time of Claim
  • There are various charges for filing and processing; e.g. inspection fees, etc.
  • Consider a claim where Total Cost of Metal Parts is Rs 50,000
    • Cost of Parts (Approx.) :Rs 50,000
    • Salvage Deduction in Other Policy :up to Rs 5000
    • Salvage Deduction in MIBPL :ZERO
    • CUSTOMER LOSS with other policies :up to Rs 5000
  • One Stop Shop for All Insurance Needs

    All services related to your Maruti Suzuki Insurance Broking policy are delivered at your Doorstep. This results in considerable Saving of Time and Cost, and is Highly Convenient. In other policies, you need to do the running around or follow up with insurance companies yourself.

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    Maruti Suzuki Insurance Broking Policy

  • We offer all services under a single roof and at your Doorstep
  • Our trained customer care specialists answer all your insurance queries
  • All details and add-ons are available at the time of purchase
  • Other Policies

  • You have to follow-up yourself to settle your claims
  • You become aware of exclusions only when you file a claim
  • Your time and money are wasted to get your car repaired and insurance done
    Dealer-assisted Towing Facility

    In case of an accident where vehicle is rendered immobile, MSIL Dealers assist in towing your car to the nearest Maruti Suzuki service centre and the cost is borne by the Insurance Company subject to claim being accepted by them.

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    Maruti Suzuki Insurance Broking Policy

  • Our dealers offer towing services to the nearest Maruti Suzuki service centre where cost is borne by the Insurance Company subject to claim approval (up to a towing cost of Rs. 1,500 in case of Four Wheelers and up to a towing cost of Rs. 300 in case of Two Wheeler)
  • Maruti Suzuki customer service keeps following up with you and ensure the tow truck reaches you as soon
  • Other Policies

  • You often have to make the payment towards towing services
  • You have to follow-up yourself on the towing services and also start the paperwork on your own without any assistance from the insurance company
    Dedicated Customer Care

    Our customer care specialists are available from the morning till night. Our experts can assist
    you in case of claim initiation, policy renewal, grievance redressal, changes
    in policy or even for general queries.

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    Maruti Suzuki Insurance Broking Policy

  • Call our customer care specialists from the morning till night to get answers to all your car insurance queries
  • The trained specialists can help you in the event of claim initiation, policy renewal assistance, grievance redressal, policy change and even answer general queries related to your policy
  • They help you in all the necessary work in case of accidents including:
    • Contacting tow operators
    • Informing the service station
    • Helping you initiate a claim and complete the required paperwork and
    • Proactively following up with the insurance company to expedite the repairs
  • Other Policies

  • Most of them are not trained to answer your queries and you have to spend considerable time running around trying to get the answers you need
  • Do not help in getting your car safely towed from anywhere in India. This can be quite a difficult thing to manage when you are stuck in the middle of nowhere
  • You do not get any claim assistance which means that you have to take care of everything from claim initiation to claim settlement on your own without adequate knowledge
    Instant Policy Issuance

    You get your Maruti Suzuki Insurance Broking policy instantly at the time of purchase of your vehicle. You can also download the policy directly from our website without having to wait for it to arrive later. Maruti Suzuki Insurance Broking offers extremely easy ways for renewing your policy – you can renew it online, call our support centre, SMS your request, email policy details, write to us or visit the nearest dealership.

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    Maruti Suzuki Insurance Broking Policy

  • We offer quick delivery of Policy Document, thereby saving you considerable time and worries
  • The Policy Document is also delivered to you at your doorstep, through a centralised system that ensures timely delivery
  • Other Policies

  • The policies are not available instantly and you are generally given a cover note till the main document arrives by mail after a considerable number of days
  • Cover notes are valid for 60 days and in case of any claim you will have to complete a lot of legal formalities to justify the lack of a policy
  • There is a considerable time lag between the time you purchase the policy and the time you receive it